​​​Benefits of IPC Ratings for Public Sector Organizations

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• Governments receive a rating classification, certificate, and custom report showing what they are doing well, and identifying areas of elevated fraud risk vulnerability, allowing leaders to address these before someone exploits them. 

• Promotes management professionalism and public trust.

• Supports informed discussions with insurance providers regarding risk profile and mitigation efforts.​​​

• Demonstrates leadership in integrity protection. 

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Benefits of IPC Ratings for Insurance Providers​​

• Offers an objective and comprehensive independent analysis to support underwriting, pricing, coverage, and risk segmentation decisions.

• Provides a standardized, independent view of fraud risk vulnerability across public sector organizations.

• Supports consistent evaluation of control environments that influence fraud-related losses and detectability.

• Improves visibility into organizations with elevated fraud risk vulnerability that may warrant enhanced mitigation or monitoring.

• Supports clear communication between insurers and insured entities regarding fraud risk management expectations and relative fraud risk exposure, which may be considered in underwriting and pricing decisions.

• To help establish appropriate government liability insurance premiums, insurance companies need reliable, up-to-date information about an organization’s fraud risk vulnerabilities. NPSICA provides that information through its Integrity Protection Classification (IPC) rating.